Does Homeowners Insurance Cover Water Damage? What’s Covered and What’s Not
Burst pipes are usually covered. Floods are not. Here is exactly where homeowners insurance draws the line on water damage, plus the endorsements that close the…
Topic
Home Insurance
8 guides
Bundling Home and Auto Insurance: How the Discount Actually Works
The bundling discount is real but misunderstood. How multi-policy discounts work, the hidden downsides, and how to shop a bundle properly.
Does Homeowners Insurance Cover Roof Replacement? Age, Wear, and Storm Rules
When insurance pays for a roof replacement and when it does not: sudden damage vs. wear and tear, age depreciation, and wind and hail deductibles.
How to File a Home Insurance Claim After Damage: Step by Step
The step-by-step process for filing a home insurance claim, from documenting damage to reviewing the settlement, plus costly mistakes to avoid.
What Is Umbrella Insurance and Who Actually Needs It?
Umbrella insurance adds extra liability protection on top of your auto and home policies. Here is who needs it and what it costs.
Does Homeowners Insurance Cover Flood Damage? What Flood Insurance Covers
Standard homeowners policies exclude flood damage. Here is what flood insurance covers, what it costs, and who needs it.
How Do Home Insurance Deductibles Work? Percentage vs Flat Deductibles
Flat vs. percentage deductibles explained: how the math works, how deductibles move your premium, and how to choose.
What Does Homeowners Insurance Cover? A Plain-English Guide
A plain-English rundown of the six standard homeowners coverages, what is excluded, and how to check your own policy.
