How Much Is Homeowners Insurance in Texas in 2026? City and Carrier Costs
How much is homeowners insurance in Texas in 2026? About $3,969 a year for $350,000 in dwelling coverage, making Texas the fifth most expensive state. Corpus Christi averages $5,842 a year, Houston $5,067, Waco $2,943. Mercury is cheapest at about $1,453 a year.