Know what care costs before you get the bill

Plain-English guides to what medical and dental care costs in the US without insurance, and the cheapest ways to pay for it.

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Is Pet Insurance Worth It? The Honest Cost Math

Pet insurance is worth it when the expected payout exceeds the lifetime cost of premiums, and not worth it when it does not. That sounds obvious, but most advice on the question never actually does the arithmetic. Here is the honest version: the real numbers, the scenarios where…

· 3 min read

Dog Insurance: Costs and What to Look For

Dog insurance is the product the pet insurance market was built around. Dogs account for about 80 percent of insured pets, their vet bills run higher…

· 3 min read

Cat Insurance: Costs and What to Look For

Cat insurance is the quiet bargain of the pet insurance market. Cats cost roughly half as much to insure as dogs, the policies are simpler to…

· 3 min read

How we write our guides

Our guides give price ranges, since what you pay depends on where you go and the treatment you need. Each one explains what pushes the price up or down and how to check it before you book.

We update a guide when prices or rules change, and every guide shows the date of its last update. We don't earn commissions from providers or insurers. If you spot a mistake, email hello@insightsoninsurance.com and we will correct it.

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