Plain-English guides to what medical and dental care costs in the US without insurance, and the cheapest ways to pay for it.
Travelers has the cheapest full coverage car insurance in Florida in 2026 at $2,448 a year, per CarInsurance.com. GEICO is cheapest in the NerdWallet study at $175 a month, State Farm in the Insurify data at $125. City averages run $186 in Tallahassee to $315 in Miami.
GEICO is the cheapest car insurer in California for most drivers in 2026, at $143 a month for full coverage per ValuePenguin. Progressive, Mercury, and Wawanesa…
Car insurance in Illinois costs $162 to $205 a month for full coverage in 2026. Chicago averages $3,386 a year against $2,461 statewide. Minimum liability runs…
Car insurance in New York costs $216 to $288 a month for full coverage in 2026, depending on the dataset. New York City averages $448 a…
Homeowners insurance in Florida costs $8,471 a year on average in 2026 for a $300,000 dwelling policy, per Insurance.com and Quadrant. The state regulator puts the…
Dental work without insurance in 2026: routine cleaning $75 to $200, deep cleaning $150 to $350 a quadrant, root canal $700 to $1,800, wisdom removal $200…
Vision insurance runs $5 to $30 a month for an individual plan in 2026. This guide compares VSP, EyeMed and Davis Vision on premiums, exam copays,…
Our guides give price ranges, since what you pay depends on where you go and the treatment you need. Each one explains what pushes the price up or down and how to check it before you book.
We update a guide when prices or rules change, and every guide shows the date of its last update. We don't earn commissions from providers or insurers. If you spot a mistake, email hello@insightsoninsurance.com and we will correct it.
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Plain-English guides to what healthcare costs in the US and how to pay less for it.