Lost Your Job? Comparing COBRA, Marketplace, and Medicaid
COBRA, a marketplace plan, or Medicaid: what each costs after a layoff, and which one fits your situation.
Topic
Health Insurance
Easy guides about health insurance, medical costs, and coverage options. Learn how to understand your healthcare costs and find ways to save money.
72 guides
Short-Term Health Insurance: Who It’s For and Who Should Skip It
Short-term health insurance is a cheap bridge for coverage gaps, but it excludes a lot. Who should buy it and who should not.
High Deductible vs Low Deductible Health Plans: The Real Math
A two-minute break-even calculation tells you whether a high-deductible or low-deductible plan saves you more.
Health Insurance for Self-Employed Workers: Your Options and Costs
No employer means no premium help, but you get choices and a big tax deduction. How self-employed workers get covered.
Family Health Insurance Costs: What to Budget in 2026
Budgeting for family health insurance means planning for premiums, deductibles, and the worst case. Here is a simple framework.
Health Insurance Costs After Subsidies: What You Actually Pay in 2026
The enhanced premium tax credits expired at the end of 2025. Here is what marketplace premiums actually cost in 2026 after subsidies, and how to estimate…
Health Insurance for College Students: Plans, Costs, and Your Options
From a parent's plan to student health plans, the marketplace, and Medicaid: every option college students have, and which one is cheapest.
Insurance Open Enrollment Checklist: 12 Things to Review Every Year
Do not auto-renew blindly. Twelve things to check during open enrollment, from provider networks and formularies to subsidies and out-of-pocket maximums.
Bronze Health Plans and HSAs: How the 2026 Rule Change Works
As of 2026, bronze and catastrophic plans count as HSA-compatible. Here is what changed, who benefits, and what to do at open enrollment.
What Is COBRA Insurance and When Is It Worth the Cost?
COBRA lets you keep your employer plan after leaving a job, at full price. Learn when the steep premium is worth paying.
How to Lower Your Health Insurance Premium Without Losing Coverage
Cut your health insurance premium with higher deductibles, tier changes, subsidies, and plan-type switches, without going uninsured.
Short-Term Health Insurance: What It Covers, What It Doesn’t, and When It Makes Sense
Short-term health insurance is cheap temporary coverage with big exclusions. Learn what it covers, what it skips, and when it is worth it.
