
Dental Insurance vs Paying Out of Pocket: Which Is Actually Cheaper?
Dental insurance runs $240-$600/year. The math on when it beats paying cash for cleanings, fillings, and crowns.
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Dental insurance runs $240-$600/year. The math on when it beats paying cash for cleanings, fillings, and crowns.

Term life costs about $20-$30/month at 30 and roughly doubles every decade after 40. 2026 rates by age, gender, and coverage.